Kangaruu
AI and quantitative research building autonomous trading systems for U.S. equity markets: real-time market intelligence, machine-learning trade selection, and automated risk management.
In development · kangaruu.com
Advice that ships · Digitier, LLC · Since 2015
We advise on technology.
Then we build our own.
Digitier is a consulting practice and product studio led by Kip Haas. Fractional CIO and CTO work for banks, lenders, and other regulated companies, and a portfolio of apps we design, build, and ship ourselves.
2015Founded
20+ yrsLeading technology in financial services
4Products built and owned
Advisory
Senior technology leadership, without the full-time hire
Digitier works with executive teams that need a technology leader who has actually run the function: strategy that survives a board meeting, and delivery that survives an audit.
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Fractional CIO and CTO
Interim or part-time leadership of technology, engineering, and data teams. Roadmaps, budgets, vendor decisions, and the operating cadence to make them stick.
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AI and data strategy in regulated industries
Where machine learning and generative AI earn their keep, and how to govern them so examiners and model-risk teams stay comfortable. Grounded in production fraud, underwriting, and document-intelligence work.
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Lending and fintech product delivery
Loan origination, decisioning, payments, and the integrations behind them. We have shipped platforms that processed billions in loans, on timelines measured in weeks.
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Technology due diligence and modernization
Honest assessments of platforms, teams, and vendors for acquisitions, integrations, and turnarounds, with a plan you can execute rather than a deck you can admire.
Sectors
BankingConsumer and auto lendingTitle and settlementPaymentsSports technology
Products
What we build
Four products, each owned and operated by Digitier, LLC. Advisory work keeps us close to real problems; the studio is where we solve the ones we can't stop thinking about.
PaySight
A weekly allowance app for families. Kids earn through jobs and good choices, split money into Spend, Save, and Give jars, and rent screen time with their own balance. Real money and cards are next.
In development for iPhone · paysight.com
SimpleFlight
Simple VFR flight planning for iPhone and iPad. One screen answers the questions that matter: can I go, how long, how much fuel, and what the destination looks like. Winds aloft, weather along the route, airspace, and Garmin export.
In development for iPhone and iPad
SentinelAI
An AI-driven real-time computer vision and operational intelligence platform for government and public-sector situational awareness, field operations, and security monitoring.
Assessed at USSOCOM Technical Experimentation 25-3
Founder
Kip Haas
Founder, Digitier, LLC
Kip has led technology for more than twenty years, most of it in financial services. He was SVP and Chief Information Officer at a $26 billion regional bank, where he led the enterprise adoption of generative AI across 1,800 employees, deployed real-time fraud detection under formal model-risk governance, and launched a loan platform in under thirty days that processed $1.5 billion in loans.
Before that he spent fourteen years as EVP and CIO at CU Direct, growing a lending technology platform from four engineers to a 200-person product and engineering organization producing $36 billion in loans. Earlier he ran the National Lenders Division at First American Title and led consulting teams at Grant Thornton. He co-founded AlphaFiber, a computer-vision startup for real-time concussion detection.
He still writes code most days. Digitier's products are built by hand, in Swift, with the same care he expects from the teams he advises.
- Stanford Executive Program, Stanford Graduate School of Business
- B.S. Finance, California State Polytechnic University, Pomona
- linkedin.com/in/kiphaas
Contact
Tell us what you're working on
Advisory engagements, product partnerships, or a question about one of the apps. We read every message.